Calculators & Finance
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Loan EMI Calculator
Calculate monthly EMI, total interest payable, and loan amortization for home, personal, car, or business loans.
Quick Presets:
₹
%
Monthly EMI
₹21,696
Principal Amount
₹25,00,000
Total Interest Payable
₹27,07,040
Total Payment (Principal + Interest)
₹52,07,040
Principal: 48%
Interest: 52%
How to Use the Loan EMI Calculator
An Equated Monthly Installment (EMI) is the fixed monthly amount a borrower pays back to a lender to repay a loan. The formula used is:
EMI = [P x R x (1+R)^N] / [(1+R)^N - 1]
Frequently Asked Questions
Yes. It uses the standard reducing-balance amortizing EMI formula adopted by all major commercial banks, NBFCs, and financial institutions worldwide.